Buying in Strathmore , Chestermere or Greater Calgary .Free MLS Search Kevin Baldwin is committed to meeting your needs and fulfilling your dreams. Whether you are buying your first home, or a home that meets the needs of your growing family, we are committed to going above and beyond the call of duty in our pursuit. We understand that purchasing a family home is possibly the largest investment that you may ever make. With professionalism and loyalty, we will do everything possible to meet your desires.
Home Ownership - A Great Investment!
Looking in Strathmore,Chestermere,or Greater Calgary.According to a Canada Mortgage and Housing Corporation study, resale house prices rose faster than inflation in 23 of 27 major Canadian cities between 1971 and 1994 ' years when inflation ran rampant throughout Canada. As your principal residence, any gain you make on the sale of your home is tax-free. And the power of leverage magnifies that return even more since you've earned those gains on your down-payment, not on the purchase price. If you buy a $150,000 house and five years later it's up 5%, you've made 1% a year, but that assumes you paid cash for your house. With a 25% down-payment, you've really earned 4% a year tax-free on the money you invested. And if you buy a house with only 10% down, over five years your annual tax-free return is 10%. Of course, if you can avoid it, never buy a house with the smallest possible down-payment, as mortgage interest is not tax deductible. But when tax-free capital gains are added to the power of leverage, Real Estate remains a good investment.
Home Ownership - A Great Investment!
Kevin Baldwin can provide you with comprehensive, personalized and results-oriented real estate services that will help you buy, sell, or even trade your home. As a client, you have full access to all available homes for sale in Strathmore,Chestermere the Greater Calgary area. You'll receive information on new listing as they become available.Free MLS Listing Search.
From initial planning to selecting the home that is right for you, we are here for you.
We Look After Your Best Interests
If you're faced with a legal situation, you want the best lawyer representing your interests. Likewise, when you are purchasing a home, you want someone who can protect your interests. That's the benefit of buyer-agency. With this type of agreement, the agent represents your interests, not those of the seller.
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Never Buy A Home Alone
Until a few years ago, home buyers had no choice. They decided upon a home to buy and negotiated the contract without representation. Traditionally, all residential real estate agents represented the home seller. That was of the 'listing agent' who put the home up for sale, and the agent who found the buyer. That agent who helped the buyer find the right home actually worked for the seller as a 'subagent' of the listings agent. Under the traditional system, all agents were legally bound to represent the seller, and the buyer had no representation.
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Buyers Have A Choice
Buyers no longer need to represent themselves during the home search and purchase, while all agents represent the seller. Smart home buyers today can receive undivided confidential representation by choosing a "buyers agent." In fact, 71% of home buyers surveyed in a recent Gallup poll for the National Association of Realtors said they would use a buyer's agent next time they purchased.
How Does A Buyers Agent Help You?
A buyer's agent owes certain duties to their home buyer, such as care, confidentiality, full disclosure and accurate accounting. A buyer's agent will also show the buyer available homes, point out the property's features, provide financing information and submit the offer to purchase. There's more. As your representative, a buyer's agent will share valuable and essential information with you if the agent knows it, such as:
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Whether the seller would accept a lower price
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The seller's reason for selling and timetable
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How long the home had been on the market
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Previous offers and counteroffers for the property
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Strengths and weaknesses of the property
Most importantly, you can ask a buyer's agent for advice and assistance in setting your offer price and structuring other terms of your offer. What's more, you'll have peace of mind knowing an advocate is working on your behalf to help you buy at the best possible terms.
